You may have spent years building up your credit enough to get a car or home loan, but then something happened that caused you to miss a single payment or two, and just like that, all those years of hard work went down the drain as your credit score took a major hit. This happens to consumers all the time: they have a great score, but a single financial setback also causes a major credit setback-enough so that they can't get even a line of credit with the most strict terms. If this happened to you and if you absolutely need a new car, there are ways that you can get approved for a car loan despite your poor credit score.
Avoid Companies That Sell Your Application
Beware of deals that seem too good to be true and do your research to know who you're dealing with. We genuinely care about your current and future situation and advise you to avoid companies that promise approval but sell your credit application to numerous customers. These companies benefit from your default and set you up for failure.
Review Your Credit Score
We can review your credit score and suggest improvements such as paying down credit card balances for better approval odds and lower rates. Despite the challenges of obtaining a fair car loan with bad credit, diligent research and following our advice can help you find a suitable deal from a caring dealership like ours.
We don't want you to be burdened with negative equity which will only worsen your financial situation and credit score. We want you to build equity in your new vehicle and for those who unfortunately are faced with a high interest rate work with you to improve your credit score so we can get you a new loan and vehicle at a much lower interest rate.
Please begin a relationship with us by filling out our secure online application and let's start your mission to having an "A" credit score!
LENDERS WE WORK WITH
